Saturday, April 19, 2008

Anti-US cleric al-Sadr threatens new uprising in Iraq (AP)

Iraqi Army soldiers take take part in a military operation in Basra, Iraq, 550 kilometers (340 miles) southeast of Baghdad, Saturday April 19, 2008. The government of Prime Minister Nouri al-Maliki kept up the pressure on al-Sadr's followers in Basra, launching an operation early Saturday aimed at clearing militants from the Hayaniyah district, a Mahdi Army stronghold in Iraq's oil capital. British artillery and U.S. warplanes were supporting the Iraqi army operation, which met minimal resistance, military spokesman Maj. Tom Holloway said. (AP Photo/Nabil al-Jurani)AP - Anti-American Shiite cleric Muqtada al-Sadr gave a "final warning" to the government Saturday to halt a U.S.-Iraqi crackdown against his followers or he would declare "open war until liberation."

You'll make it more likely that you'll enjoy the cheapest rate possible for your different insurance policies if you take certain time-tested steps. I'll show you a number of them in this article. However, they'll NOT do you any good unless you make you of them. Here they are...

1. You might not be enjoying some discounts you are eligible for with your present insurance carrier just because you do not know. Since agents too are not above mistakes they might forget to tell you about some discounts you are eligible for. You will lower the odds of this happening to you if you make it a point of duty to ask your agent point blank to tell you about every discount that is possible. You might be in for a really pleasant surprise!

2. You'll likely lower your premium if you take time out to go through your home insurance policy at least once yearly or whenever things change in your house. The rare rug Aunt Molly gave you mightn't really be worth the $10,000 you insured it for presently.

If it's now worth less, you will then do the sensible thing: Lower your coverage by the same margin and get more affordable rates as a result. But understand that the opposite could also be the case where you'd have to buy additional coverage because it has risen in its worth.

3. Increasing your deductible will lower your health insurance rate. For those who don't know what a deductible is, it is an amount you will contribute before your insurer fulfills its part. Yes, opt for a very high deductible but be certain that it is not higher than you can readily provide.

4. That extra weight is costing you more in life insurance. An insured's Body Mass Index (BMI) is a strong factor that determines how much you pay as life insurance rate. If your Body Mass Index rating is high, your rates will be high. If your BMI rating is high it simply means that your weight is too much for your height. And don't think that you will get savings only when you lose 50 pounds, just losing a few pounds will get you lower rates provided it alters your Body Mass Index rating.

5. The most important route to reasonable savings in insurance is comparison shopping -- That's if you do it well. You can get quotes that will have a difference in excess of $1,000. You could conveniently save that much by simply picking the lowest quote. This should be the case if you're just after the lowest price. However, if you're looking for the best value to price ratio then you would have to check the details of the cheapest offers.

Here are great pages for insurance quotes...

Insurance Quotes

InsureMe Home And Auto Insurance Quotes

Chimezirim Odimba writes on insurance.

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Fallen GI's military dog starts new life

Bo, a 2-year-old black Labrador and specialized search dog, has good reason to be wagging his tail.



There is a much easier way in today's technological world. It's easy, it's inexpensive, and there are a number of providers out there willing to tailor a package that works with your business. Merchant accounts are set up with merchant account providers these are third party providers that set up your service with a major credit card company.

They can provide a variety of options for accepting credit cards, including:

- Card swiping machines (good for craft shows that have Internet accessibility)

- Internet Access Accounts (you type the customer number in and it provides you with authorization)

- Remote card swiping machines (wireless units that provide you flexibility for making sales

You can discuss with the merchant account provider what the best package would be for you and your craft show business. But, there are a few things to watch for when dealing with merchant account providers:

Hidden charges This is not a free service so don't let anyone tell you they can do everything you want for nothing. Do your research on the company you choose and find out where they are charging you. Some companies ding you for everything from Internet access fees, to handling charges, to EFT charges, etc. You are going to have to pay for the service, but find the service that shows you all of the charges up front.

You are the customer Many merchant account providers will tell you what service you should get. They are the professionals, but it doesn't mean that you have to be pushed into that type of account. Figure out what your needs are and then find a merchant account provider that will give that to your craft show business.

Low cost Compare the difference in charges between the different merchant account providers. Despite providing essentially the same service for your craft show business, the transaction charges each one has vary greatly.

Not the banks Traditionally, going through the banks for merchant account service is going to cost you a little more than from one of the private providers. Don't be lured in by the security of the banks. Reputable third-party merchant account providers are just as secure and they can provide a better service for a fraction of the cost.

24 hour support You never really know when your system is going to go down, and you need to find someone to help you get things back on track. A merchant account provider that can give you 24-hour support is the way to go. They can get your system up and running so you limit the loss of sales from malfunctioning equipment in your craft show booth.

Taking credit cards is essential for increasing sales in my humble opinion. Merchant account providers are your key to getting into accepting credit cards easily and effectively. Do your homework and find the best merchant account provider for your craft show business and it will certainly help you boost the bottom line.

Natalie Goyette shows you how to make your craft show business profitable in her best selling ebook: Craft Show Success Secrets. Visit her site: Craft Shows

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